Back to Team
Nikhil Agarwal

Nikhil Agarwal

Director & CEO, Insurance Broking Venture

Risk Expert

team
Connect on LinkedIn

Nikhil has spent 16 years in the business of understanding what can go wrong—and building systems to make sure it doesn’t. His background spans enterprise risk management, operational and fraud risk, information security, and insurance, with additional depth in ecommerce, fintech, and banking. That cross-sector experience means he’s seen how risk plays out differently depending on the business model, and he knows which frameworks actually work versus which ones just look good in a deck.

At Openfin, Nikhil leads one of the studio’s insurance broking ventures as Director and CEO. He’s not advising from the sidelines—he’s in the operator’s seat, building a business and navigating the same challenges that portfolio founders face every day. That hands-on role keeps his advice grounded in current reality rather than past playbooks.

His specialty is spearheading enterprise risk management and governance implementation—the infrastructure that separates companies that scale cleanly from those that hit regulatory walls or operational breakdowns at the worst possible moment. For founders in fintech, insurance, or any regulated industry, Nikhil understands the compliance burden and how to build for it without slowing down.

Risk management isn’t the most glamorous function, but Nikhil knows it’s often the difference between a successful exit and a fire sale. He helps founders see around corners they didn’t know existed.